The Senior Home Safety Specialist™ course empowers professionals with actionable ways to better help educate clients, older adults and their family members on the serious issues of home safety, fall prevention, crime prevention, financial exploitation and personal safety. This coveted 100% Commitment Award is only given to organizations that have demonstrated a system-wide commitment to obtaining the Senior Home Safety Specialist™ certification.
Age Safe® America is pleased to present their highest award for participation to the TruBlue Total House Care® franchise. And as part of their ongoing commitment, all new franchisees will be required to complete the Age Safe® America, Senior Home Safety Specialist™ training and certification as part of their onboarding training. Now TruBlue franchisees will not only be able to perform a comprehensive home safety assessment, but also be able complete the necessary modifications to ensure that homeowners remain safe and confident in their homes.
Aging is a natural part of life. As we grow older, we start to lose strength and mobility. Tasks that were once easy become increasingly more difficult. It’s important that a home is accommodating of these changes. TruBlue provides peace of mind for seniors and their families knowing that their loved ones and their homes are being cared for. “Whether it is assessing a home for aging-in-in-place modifications, handyman services, yardwork, cleaning or just light chores, families don’t have to worry about their loved ones doing too much or living in an unsafe environment,” said TruBlue President Sean Fitzgerald.
Over the last few months Age Safe America has seen an increase in organizations and franchise networks joining their Preferred Partner program and moving towards obtaining the 100% Commitment Award. The two main drivers are showing clients and prospective clients their team is committed to senior home safety, and gaining a differentiator in the marketplace. And as a trusted 3rd party, referrals from the Age Safe® Services Registry helps to build consumer confidence, validate credibility and position providers in a consultative selling position. “The Senior Home Safety Specialist™ designation is a valuable differentiator, proven revenue generator, and a doorway to the $7 Trillion Longevity Economy”, says Steven Bailey, Founder/Managing Director of Age Safe America, LLC.
READ THE FULL PRESS RELEASE Dated December 1, 20202
Stay alert for fraud Medicare COVID-19 scams during this national emergency. Con artists like to take advantage of people when they’re distracted.
Unfortunately, scammers are using the COVID-19 pandemic to try to steal your Medicare Number, personal information, and money. And they’re using robocalls, social media posts, and emails to do it.
Remember, if anyone reaches out to get your Medicare Number or personal information in exchange for something, you can bet it’s a scam.
Be on the lookout, so you can stop scams before they happen. Here are recent Coronavirus scams to watch for:
- Robocalls offering you respiratory masks they’ll never send
- Social media posts fraudulently seeking donations for non-existent charities, or claiming to give you stimulus funds if you enter your bank account information
- Fake testing kits, cures, “immunity” pills, and offers for protective equipment
Visit Medicare.gov/fraud for more information and tips on preventing Medicare scams and fraud.
Con artists may try to get your Medicare Number or personal information so they can steal your identity and commit Medicare fraud. Medicare fraud results in higher health care costs and taxes for everyone.
Protect yourself from Medicare fraud. Guard your Medicare card like it’s a credit card. Remember:
- Medicare will never contact you for your Medicare Number or other personal information unless you’ve given them permission in advance.
- Medicare will never call you to sell you anything.
- You may get calls from people promising you things if you give them a Medicare Number. Don’t do it.
- Medicare will never visit you at your home.
- Medicare can’t enroll you over the phone unless you called first.
Learn more tips to help prevent Medicare fraud.
Check regularly for Medicare billing fraud. Review your Medicare claims and Medicare Summary Notices for any services billed to your Medicare Number you don’t recognize.
Learn more about how to spot fraud.
Report anything suspicious to Medicare. If you suspect fraud, call 1-800-MEDICARE.
Charitable giving is a significant part of many people’s lives and budgets and individuals are often eager to give back and lend a helping hand to those in need. Unfortunately, not every organization seeking a donation is exactly what it claims to be. If you’re not careful, you could wind up losing your well-intentioned money to a scam.
Don’t let the threat of scammers keep you from supporting the causes you care about. By staying educated and informed about charity cons, you will be prepared to spot a scam and avoid falling victim to fraud.
Recognizing common scam periods
While scams and other ploys can arise at any time, they often increase while emotions are running high — like near the holidays or following a natural disaster — when people let their guard down and are eager to support those in need.
Such scams may request donations from you over the phone, through the mail, via email or even on social media. They might include charity names that are very similar to legitimate charities, or even mention recent genuine emergency relief efforts. Their goal is to look as authentic as possible in hopes of tricking you. Some of them are very convincing, but you can protect yourself with these fraud awareness tips from Western Union.
Take your time
Be wary of any sense of urgency to donate. Scammers will try to work quickly, urging you to donate before you find any holes in their story. “If you get a phone call where someone is wanting a donation, don’t act right away. Do your research and donate to a recognized charity,” advised Western Union Senior Manager of Anti-Fraud Operations John Skoglund. Remember, authentic charities won’t push you for an immediate response, and will be happy to accept a donation at any time.
Don’t Respond to Emails or Phone Calls
Scammers may try to steal your donations by creating fake charities or impersonating an organization you’ve donated to in the past. There are many ways to do this; they might scour your social media accounts to find causes you’re sympathetic to or create a fake organization with a name that’s similar to a legitimate charity.
No matter the scam, they may try to solicit your donations via email or over the phone. Even if you think you know the organization that’s contacting you doesn’t mean it’s not a well-disguised criminal.
Don’t respond to email or phone solicitations, and avoid clicking unverified links or downloading attachments. Instead, go directly to a legitimate charity’s website to find the right donation channels.
Do your research
Want to verify if a charity is legitimate and if your donations will be tax-deductible? You can start with the IRS list of tax-exempt organizations. If a charity has registered with the IRS as a 501(c)(3), you will find them here.
Don’t be afraid to ask for details about an organization. The charity should happily provide them. You can also find a third-party source for information such as Charity Navigator or the Better Business Bureau Wise Giving Alliance. If the group that contacted you isn’t recognized as a charity by any of these organizations, you should exercise extra caution and think twice before donating.
You can do further research to find out how charities will spend your money and how well they support their mission. Websites like CharityWatch and GiveWell provide ratings and information on charities nationwide.
Pay Using Secure Methods
If a charity is demanding specific payment types like cash or demanding unusual forms of payment like gift cards, this is a red flag. Legitimate charities should be able to accept multiple forms of payment.
You should always pay in a manner that makes sense for you – but keep in mind that credit card payments offer more security than debit cards, checks, or cash. That’s because credit cards aren’t tied to your bank account and have specific protections under the Fair Credit Billing Act.
Avoid Sharing Personal Information
Never share sensitive information like Social Security Numbers or bank account numbers. Even common data like your name, email address, and home address can be used to steal your identity or run further scams, so guard your information carefully. You should only share your personal info with legitimate organizations that take data security seriously.
The friends and family rule
Only use money transfers to send money to friends and family. Never send money to someone you have not met in person, and never share your banking or credit card information. Legitimate charities will never ask for donations to be sent to an individual through a money transfer service.
Be cautious of email links
Some donation requests may come through emails that house fraudulent links taking you to look-a-like websites. These websites have phony donation pages where fraudsters can capture your personal and financial information. Instead of clicking on links in a donation request email, open a new browser window to navigate to the charity’s official website and donate there.
Trust your instincts
Don’t ignore your own concerns regarding a charity’s legitimacy and never assume you’re “just being paranoid.” If you notice any red flags or feel uncertain about the situation, don’t donate. You may just be right after all.
Reach out for help
If you get a fraudulent charity donation request and you’ve sent them money via Western Union, call the company’s fraud hotline at (800) 448-1492 to report it. If the transaction has not been paid out to the receiver, Western Union can stop the transaction and refund your money. To learn more about scams and how to protect yourself, visit the Western Union Consumer Protection Center at www.westernunion.com/fraudawareness.
Watch Your Accounts and Credit Reports
Keep a close eye on your credit cards, bank accounts, and credit reports. If you see unusual activity on your credit card or bank account, you will need to report it to the financial institution immediately. And if inaccurate information lands on your credit report, it could be a sign of identity theft. Identity IQ offers daily credit report monitoring and alerts that keep you informed anytime your credit report changes.
Happy Labor Day Stay Safe!
Labor Day is famous for barbecues, also known unofficially as the holiday that marks the end of summer, the start of football season and a Monday off. It’s a holiday that celebrates the contributions of the millions of hardworking Americans that Labor every Day to make this country great!
Labor Day is a US federal holiday celebrated annually on the first Monday of September. But it is thought to have originated in Toronto, Canada in 1872 and adopted by the United States in the 1880s. The first United States Labor Day was celebrated on September 5, 1882, in New York City. On that Tuesday, 10,000 citizens marched for labor rights down the streets of Manhattan. During this time the average American worked 12 hours a day, six days a week and that included young children who were sweating it out in factories to help contribute.
Today Americans work on average 8 hours a day for 5 days a week. Thanks to the Adamson Act, which was passed on September 3, 1916, federal law started regulating hours worked for private companies. Because the law was passed in early September, Labor Day also celebrates the Adamson Act.
Labor Day ironically causes some of the longest working hours for retail workers. In fact, many other professionals are expected to work on Labor Day as well including correctional officers, police officials, firefighters, nurses, and more. It is also the second most dangerous holiday weekend to drive on U.S. highways. So please Be Safe!
On National Senior Citizens Day we celebrate the people who are part of the fastest-growing demographic in the world. According to the traditional definition, a senior citizen is anyone older than 60 years of age, but this seems relatively young in today’s society! This day was declared to celebrate, honor, and give thanks to all the contributions that generations of individuals have given to their families and communities. Whether it is showing gratitude for a loved one, friend, elder you care for, or close member of your community, take time on August 21st to reach out and show your appreciation.
On August 19th, 1988 President Ronald Reagan declared August 21st National Senior Citizens Day. Here is what he had to say: “For all they have achieved throughout life and for all they continue to accomplish, we owe older citizens our thanks and a heartfelt salute. We can best demonstrate our gratitude and esteem by making sure that our communities are good places in which to mature and grow older.” – President Ronald Reagan
Some great ways to do this could be:
- Taking your loved one out to the movies – everyone can appreciate a nice matinee!
- Creating a video of different family members discussing their favorite memories with the individual.
- Want to get your kids involved? Many local assisted living and nursing homes offer “adopt-a-grandparent” programs, linking up young children with seniors. This is a great way to not only get your kids involved with the community, but also inform them about the significance of Senior Citizens Day.
- Creating a personalized picnic with all their favorite foods.
- Treating your loved one to a nice meal out.
- Offering a helping hand with any small things they need done around the house.
- Something as simple as making a phone call to show how much you love and support them.
- Don’t have someone specifically in mind to celebrate? Volunteer at local assisted living homes or veterans homes.
If you are a senior citizen yourself, well, Senior Citizens Day is all about you. Live a little! Spend time with your favorite people. Treat yourself to an ice cream sundae. Knock something off your bucket list. Or just relax with friends and family. Do whatever floats your boat, because the day is dedicated to you! You’ve earned it!
Happy Senior Citizens Day!
Scammers will use any means to extort money from those they deem to be the most vulnerable. Often, they target senior citizens. Many seniors are targeted on a daily basis by predatory scammers and con-artists looking to take advantage of them, and keeping your elderly loved ones informed has never been so crucial.
If you’re worried that you or a loved one is being targeted, this guide will help you learn about common scamming methods, how to avoid becoming the target of a scam, how to recognize signs that someone is being affected by a scam, and what to do when you’ve discovered that a scam has taken place.
Read the full article here: Avoiding Elderly Scams: https://www.fiscaltiger.com/avoiding-elderly-scams/